Atome is part of Advance Intelligence Group, one of the largest independent financial services-focussed technology startups in Asia.
Backed by investors such as Softbank Vision Fund 2, Warburg Pincus, Northstar Group, Standard Chartered Bank and Singapore-based EDBI, the Group has raised over USD 700 million in funding to-date and has secured capital in excess of USD 1 billion supporting its credit book.
Today, the Group serves over 500 enterprise clients, 235,000 merchants and 40 million individual consumers. Since inception, it has disbursed over USD 4 billion in loans.
Atome is Southeast Asia's leading "buy now, pay later" brand which offers consumers greater financial access and flexibility, allowing them to split their bills into flexible deferred payments over time.
Short for "Available to Me", A-To-Me partners over 15,000 online and offline retailers across key verticals such as fashion, beauty, lifestyle, fitness and homeware in offering their consumers choice, flexibility and convenience in how they choose to shop and pay.
Our three core brand pillars are "aspirations, access and advice", and our goal is to empower a new generation of tech-savvy consumers with smarter access to their aspirations.
Our tagline, “Time to Own It”, plays on the core concept of time; in how Atome helps people to pay and afford products and services over time, but at a deeper level, it’s also an immediate call to action for consumers to own their deepest passions and aspirations.
Under the umbrella of Atome Financial, Atome also offers a range of financial services, including Cards and micro-lending with a goal of providing affordable access to credit to majority of unbanked and underbanked population across ASEAN.
Rating Reviews
Rating is calculated based on
4
reviews and is evolving.
Pros: You get to work on cool tech and learn a lot, especially for backend development roles. The team culture is pretty solid, and everyone is generally supportive. It's a good place to gain experience in a high-growth fintech startup.
Cons: Leadership sometimes lacks a clear strategic direction, which can be frustrating. Decisions change quickly, making it hard for engineering teams to plan. There's not always enough transparency from upper management.
Advice to Management: Try to communicate strategic goals more clearly and stick to them for longer. More transparency about company direction would really help.
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Pros: The Singapore office is pretty modern. You do get a good health package which helps. For some fintech roles, the learning curve is steep, which is good for skills.
Cons: Work-life balance as a Software Engineer here is often a struggle. Expect longer hours, especially around project deadlines. It's not always a 9-to-5, even with hybrid work options.
Advice to Management: Try to enforce stricter boundaries on project scopes and deadlines. Encourage teams to take their actual leave and discourage after-hours emails to improve overall work-life balance.
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Pros: You learn a ton super fast working in the fintech and buy now pay later space. The teams are generally smart, and there's a good buzz in the Singapore office. It's definitely a place to accelerate your career if you can handle the intensity.
Cons: The work-life balance here is a real struggle, especially as a Software Engineer. Expect frequent late nights and weekend work to meet aggressive product launch deadlines. The pressure to deliver for payment processing initiatives is high, making it hard to disconnect.
Advice to Management: Management needs to seriously address the long working hours, especially for engineering teams. Better project planning and realistic deadlines would help prevent burnout and improve retention in this competitive fintech market.
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What is the typical work environment like at Atome, especially for junior marketing roles in Singapore?
Atome fosters a collaborative and fast-paced environment, common in the fintech sector. Junior team members are encouraged to take initiative and contribute to projects, providing good exposure to the industry.
What is the typical work environment like at Atome, especially for early-career professionals in the fintech sector in Singapore?
Atome fosters a dynamic and fast-paced work culture, common in fast-growing fintech companies. You'll find a collaborative atmosphere where new ideas are encouraged, providing good exposure for those starting their careers.
What is the day-to-day working culture like at Atome, particularly for roles in the fintech sector in Singapore?
Atome fosters a dynamic and fast-paced environment, typical of many growing fintech companies. Team members often collaborate closely on projects, with a focus on innovation and meeting ambitious targets in the rapidly evolving digital payments landscape.
What is the typical work environment like for a junior software engineer at Atome, especially regarding team collaboration and learning opportunities?
The team environment at Atome for junior software engineers is generally collaborative, with an emphasis on knowledge sharing through regular code reviews and pair programming sessions. You'll find ample opportunities to learn from more experienced engineers in the fintech sector, contributing to impactful projects in the Southeast Asian market.
What is the work-life balance like at Atome, especially for tech roles in Singapore?
Atome generally promotes a healthy work-life balance, with teams often encouraged to manage their schedules effectively. While project deadlines can be intense, there's a focus on sustainable work practices, making it a reasonable environment for software engineers and product managers in the fintech sector.
