Own Bank is a digital-first rural bank in the Philippines, built on a strong legacy of empowering communities through inclusive and accessible financial services.
We deliver smart, simple, and secure banking experiences—bridging traditional banking and modern digital finance—so every Filipino can bank with confidence.
Rating Reviews
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Pros: The base salary for a Financial Analyst was competitive, especially coming right out of school. You get pretty good health insurance and a standard 401k match, which is common for a large financial institution. It’s a solid start for banking roles in Charlotte, NC.
Cons: Annual raises are really small, sometimes barely keeping up with inflation. The bonus structure isn't very clear and bonuses often feel underwhelming. It's tough to feel truly rewarded for extra effort in the corporate bank setting.
Advice to Management: Management should really look at improving the bonus transparency and making annual raises more substantial. It'd help a lot with retaining talent in the competitive financial services industry.
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Pros: For a large corporate bank like OwnBank, the standard 9-5 is mostly respected. We get a solid hybrid model, usually 3 days in the New York City office, which is nice. Remote days help a lot with personal errands.
Cons: As a Financial Analyst, especially during quarter-end or big client deadlines, you're definitely working late. There's pressure to be "always on" in financial services. True work-life balance can feel pretty distant then.
Advice to Management: Management needs to genuinely support shutting off after hours, especially during non-peak times. The "always on" expectation for financial services professionals burns people out.
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What is the typical work-life balance like for developers at OwnBank, especially given the fast-paced fintech environment?
OwnBank emphasizes a sustainable work-life balance for its tech teams, recognizing the demands of the fintech industry. While project deadlines can be intense, there's a company-wide effort to encourage reasonable working hours and discourage consistent overtime. This approach helps maintain team morale and productivity.
What is the typical work-life balance like for software engineers at OwnBank, and how does the company foster a healthy environment?
OwnBank emphasizes a results-oriented work environment, which generally allows for good work-life balance for its tech teams. While project deadlines require focus, managers typically encourage employees to disconnect after hours and offer flexibility to manage personal commitments.
What is the typical salary range for a junior software engineer at OwnBank, and how does it compare to other fintech companies in the Philippines?
Entry-level software engineer salaries at OwnBank generally fall between PHP 40,000 to PHP 60,000 per month, depending on specific skills and experience. This aligns with the competitive compensation offered by many established fintech firms in Metro Manila, reflecting the demand for tech talent in the Philippine financial sector.
